Privacy Policy

Notice of Your Financial Privacy Rights
Rev. 06/2014

What does BankFirst Financial Services dba FNB of Central AL do with your personal information?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. The information can include:

  • Social Security number and account balances
  • Payment history and transaction history
  • Credit history and checking account information

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers’ personal information to run their everyday business.  In the section below, we list the reasons financial companies can share their customers’ personal information; the reason s BankFirst Financial Services dba FNB of Central AL chooses to share; and whether you can limit this sharing.

Reasons we can share your personal informationDoes BankFirst Financial Services dba FNB of Central AL share?Can you limit this sharing?
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureausYesNo
For our marketing purposes –      to offer our products and services to you YesNo
For joint marketing with other financial companies YesNo
For our affiliates’ everyday business purposes – information about your transactions and experiences NoWe don’t share
For our affiliates’ everyday business purposes – information about your creditworthiness No We don’t share
For our affiliates to market to youNoWe don’t share
 For nonaffiliates to market to you No We don’t share
Questions? Call toll-free 866.318.3238 or go to www.fnbca.com

Who We Are

Who is providing this notice?

BankFirst Financial Services dba FNB of Central AL

What We Do

How does BankFirst Financial Services dba FNB of Central AL protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does BankFirst Financial Services dba FNB of Central AL collect my personal information?

We collect your personal information, for example, when you

  • Open an account
  • Make deposits or withdrawals from your account or provide account information
  • Make a wire transfer

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • Sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies.

  • BankFirst Financial Services dba FNB of Central AL has no affiliates.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and non-financial companies.

  • BankFirst Financial Services dba FNB of Central AL does not share with nonaffiliates so they can market to you.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Our joint marketing partners include Financial Service Providers and Insurance Providers