IMPORTANT: It is possible that you may receive emails or phone calls purporting to be from FNB of Central Alabama. This is called “phishing” or “spoofing”. You should be aware that we will never request personal or confidential information through email or over the phone in an unsolicited manner. The goal of spoofing is to get information such as your Social Security Number, bank account numbers, debit/credit card numbers with or without validation number, and passwords and PINS. These emails or phone calls typically imply a sense of urgency to get you to give up your information without considering the consequences. NEVER respond to emails or phone calls. If you suspect that an email or phone call is fraudulent, you should contact your local branch.
- Phishing is the criminally fraudulent process of attempting to acquire sensitive information such as usernames, passwords and credit card details by masquerading as a trustworthy entity in an electronic communication.
- Vishing is the criminal practice of using social engineering over the telephone system, most often using features facilitated by Voice over IP (VoIP), to gain access to private personal and financial information from the public for the purpose of financial reward.
- Smishing is a form of criminal activity using social engineering techniques similar to phishing. The name is derived from “SMs phISHING”. SMS (Short Message Service) is the technology used for text messages on cell phones.