Checking Accounts

Business Checking Accounts

Business Checking Accounts

Free Business Checking is the best free account for small businesses with minimal monthly transactions. With Free Business Checking you don’t have to worry about excess service charges or maintaining a minimum balance.

  • No Monthly Service Charge
  • 200 Items¹ Per Month at No Charge
  • Free Online Banking with Bill Pay
  • Free Monthly Image Statement (E-Statement Available)
  • Free Debit MasterCard® with approval

Minimum Opening Deposit: $100

1 An “item” is defined as any individual check written, a deposit slip and individual checks deposited, transfer of funds between accounts, ACH transactions, online transactions, wire transfers, etc. There is a charge of 20 cents for each item exceeding the monthly maximum for all FNB of Central Alabama Business Checking Accounts. Your FNB of Central Alabama representative can provide you with a complete list of per-item fees and credits.

Regular Business Checking from FNB of Central Alabama is the best value for businesses that require a higher monthly item allotment and provides several options for waiving the monthly service charge.

  • No Monthly Service Charge when maintaining $1,500 Collected Balance or $10,000 in Combined Balances ($9 monthly service charge when balance requirement is not met)
  • 300 Items¹ Per Month at No Charge
  • Free Online Banking with Bill Pay
  • Free Monthly Image Statement (E-Statement Available)
  • Free Debit MasterCard® with approval

Minimum Opening Deposit: $100

1 An “item” is defined as any individual check written, a deposit slip and individual checks deposited, transfer of funds between accounts, ACH transactions, online transactions, wire transfers, etc. There is a charge of 20 cents for each item exceeding the monthly maximum for all FNB of Central Alabama Business Checking Accounts. Your FNB of Central Alabama representative can provide you with a complete list of per-item fees and credits.

Business Interest checking gives qualifying non-profits and sole proprietorships the opportunity to earn interest while managing monthly transactional needs!

  • No Monthly Service Charge when maintaining $1,000 Daily Collected Balance  ($9 monthly service charge when balance requirement is not met)
  • Interest paid on balances of $800 or more
  • 200 Items¹ Per Month at No Charge
  • Free Online Banking with Bill Pay
  • Free Monthly Image Statement (E-Statement Available)
  • Free Debit MasterCard® with approval

Minimum Opening Deposit: $100

1 An “item” is defined as any individual check written, a deposit slip and individual checks deposited, transfer of funds between accounts, ACH transactions, online transactions, wire transfers, etc. There is a charge of 20 cents for each item exceeding the monthly maximum for all FNB of Central Alabama Business Checking Accounts. Your FNB of Central Alabama representative can provide you with a complete list of per-item fees and credits.

Our Business Analysis Checking provides the flexibility for businesses requiring a large number of transactional items¹ per month. This analyzed account allows charges to be offset by an earnings credit, which is used to reduce or eliminate monthly fees.

Business Analysis Checking includes:

  • Free Online Banking with Bill Pay
  • Free Monthly Image Statement (E-Statement Available)
  • Free Debit MasterCard® with approval

Minimum Opening Deposit: $100

1 An “item” is defined as any individual check written, a deposit slip and individual checks deposited, transfer of funds between accounts, ACH transactions, online transactions, wire transfers, etc. There is a charge of 20 cents for each item exceeding the monthly maximum for all FNB of Central Alabama Business Checking Accounts. Your FNB of Central Alabama representative can provide you with a complete list of per-item fees and credits.

The convenient way to pay for business and travel purchases! It’s the card that works like a check and an ATM card. You can make purchases everywhere MasterCard® is accepted instead of carrying cash or writing a check.

  • Get cash when you need it at thousands of ATMs worldwide
  • Simplify recurring monthly expenses by having them billed directly to your card
  • Save time and money by reducing the need for checks and reimbursement for business and travel expenses
  • Track monthly expenses since every purchase you make is detailed on your monthly checking account statement
  • Save money by avoiding costly credit card interest charges as purchase amounts are deducted directly from your checking account

To report a lost or stolen Debit MasterCard®, 24 hours a day, 365 days a year, call 1-866-546-8273.

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